According to the SBV Hoa Binh branch, the affected customers are in the fields of transport, catering, karaoke and accommodation service supply, and trading (import and export, automobile, spare parts, and retail).
As of early June, 2020, the province had 1,383 affected customers with total loans of over 3.22 trillion VND. In order to give timely support to them, the SBV Hoa Binh branch has directed banks and credit institutions to promptly implement measures to remove obstacles facing the influenced customers.
The credit institutions have rolled out specific measures such as adjusting payment time, reducing and exempting interest and fees, maintaining major debts under regulations stated in Circular No. 01 issued on March 13, 2020 by the SBV and the regulations of the headquarters to ease difficulties for them in line with the real situation of each customer.
Accordingly, the banks have erased 428 million VND as interest from an amount of 68.68 billion VND of loans for 22 customers. The debt structure on 1.543 trillion VND of 869 customers has been maintained, and nearly 60 billion VND of new loans given to nearly 150 customers.
For the Vietnam Bank for Social Policies in provinces, 115 customers were affected. Payment date for a 1.35 billion VND of loans has been extended. The bank has extended the payment date for 37 borrowers with a total amount of nearly 1.4 billion VND. Meanwhile, interest rateshave been reduced by 0.5-2 percent per year for borrowers affected by COVID-19.
In the future, the SBV Hoa Binh branch will continue keeping a close eye on the implementation of measures to support customers and businesses, while preventing those who take advantage of the support policies.
Meanwhile, the bank will continue taking urgent measures designed by the banking sector to enhance the effective of efforts to ease difficulties caused by the COVID-19 pandemic, while cooperating with departments and sectors to evaluate the impact of the pandemic so as to give timely support measures, helping businesses, especially small- and medium-sized enterprises and those in priority sectors access assistance from banks. At the same time, banks and credit institutions will also be supervised to make sure they strictly implement regulations related to depositsand saving interests./.
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